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Loans and Grants
Paying For School
Learn about the loan and grant options that may be available to Kaplan University students.*
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Kaplan University | Paying for School | Loans and Grants
Kaplan University students are eligible to apply for the Title IV federal student loan programs. Federal loans are generally lower interest rate loans offering students a grace period in which payments are not due, as well as multiple repayment plans. The University currently offers Subsidized Stafford, Unsubsidized Stafford, and Parent Plus loans through the William D. Ford Direct Loan program with the U.S. Department of Education.

Whether you are a first time borrower or a continuing student borrower, you may apply for a Direct Loan. Students can apply for a Direct Loan by completing a Free Application for Federal Student Aid (FAFSA) and by electronically signing a Master Promissory Note (MPN).

The University is approved for the following loans and grants. Click here to review the Kaplan Higher Education Code of Conduct for Student Loans.

Federal Grants (Undergraduate Only) 

  • Federal Supplemental Educational Opportunity Grant Program
  • Academic Competitiveness Grant (ACG)
  • National SMART Grant (specifically identified degree programs only)

Click here for more information on federal grants.

State Grants (Undergraduate Only)

  • State of Iowa Scholarship Program (Iowa residents)
  • Iowa Tuition Grant (Iowa residents)
  • Iowa Grant (Iowa residents)
  • Rhode Island State Grant (Rhode Island residents)
  • Vermont State Grant (Vermont residents)
  • Nebraska State Grant (Nebraska residents—onsite only)
  • Iowa National Guard (Iowa residents)
  • Arizona Early Graduation Scholarship Grant Program
    (Arizona residents)
  • Arizona Postsecondary Education Grant Program
    (Arizona residents)
  • Arizona Postsecondary Education Student Assistance Program (must possess associate’s degree from an Arizona community college)
  • Florida Scholarship for Children and Spouses of Deceased or Disabled Veterans and Servicemembers (Florida residents)
  • Florida Bright Futures Scholarship Program (Florida residents)
  • Florida Post-Secondary Student Assistance Grant
    (Florida residents)
  • Florida Access to Better Learning and Education Grant Program (Florida residents)
  • Florida Josẻ Martỉ Scholarship Challenge Grant Fund
    (Florida residents)
  • Maine State Grant (Maine residents)

State Grants (Undergraduate and Graduate)

  • Florida Critical Teacher Shortage Tuition Reimbursement Program (Florida residents)

Loans (Available to all students, subject to eligibility requirements)

  • Subsidized Federal Stafford Loan
  • Unsubsidized Federal Stafford Loan
  • Federal PLUS Loan
  • Alternative Loans

Learn more about Stafford loans and PLUS loans. 

Work Study (Undergraduate Only)

  • Federal Work Study Program
  • State Work Study Program

Other Agencies or Programs (Undergraduate and Graduate)

  • Promise Jobs*
  • Veterans Administration Benefits
  • Workforce Development Center*
  • Workforce Investment Act†
  • Division of Vocational Rehabilitation*
  • Defense Activity for Non-Traditional Education Support (DANTES)
*Agency or program validates student and program eligibility. Eligibility can vary by state.

†Kaplan University may be eligible to be an approved training provider for Workforce Investment Act (WIA) student aid. Students must contact their local WIA One-Stop Centers or their Local Workforce Investment Boards to determine training program eligibility.
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