Applying for financial aid should not be a complicated and worrisome process. To that end, Kaplan University offers detailed information to guide you through the financial aid process. As an accredited learning institution, Kaplan University helps qualified students apply for and receive Title IV federal financial aid for many of our degree programs.* Financing options are also available for international students.

 Applying for Financial Aid 

Kaplan University has provided a guide to help you through the financial aid process. Track your progress through each of the five steps.

Step 1: Your PIN
Your U.S. Department of Education PIN is your electronic signature. It allows you to electronically sign your Free Application for Federal Student Aid (FAFSA), check its status online, and access your account information. Getting your PIN is the first must-do step in applying for financial aid.

Getting your PIN is an important part of the financial aid process because it will have a variety of financial aid uses throughout your schooling. Once you have your PIN, it is a good idea to keep it handy.

Go to the Department of Education PIN Registration website and click “Apply for a PIN.” You can select your own PIN and instantly review your PIN online or via email. A PIN requested by mail will take 7 to 10 business days to arrive. Once you receive it, write down your PIN and keep it in a secure place.



Step 2: Your FAFSA
Once you have your PIN, go to the FAFSA website to fill out your Free Application for Federal Student Aid (FAFSA). Once it is completed:
  • Use your PIN to electronically sign your FAFSA.
  • Click on “Submit My FAFSA Now.” This is step 10 of 10 on the online FAFSA site.
  • Write down your confirmation number and estimated Expected Family Contribution (EFC).
  • You will receive your Student Aid Report, which is an acknowledgment of your submitted information, in about 2 weeks.


Step 3: Your Estimated Award Letter
After you have obtained your PIN and submitted your FAFSA, your financial aid award letter will be emailed to you from Kaplan University’s Financial Aid Office. It is an estimation of what you will receive in federal, state, and Kaplan University aid, or scholarships.

You should review and approve the letter with one of the Financial Aid Officers at Kaplan University over the phone or via email. We will help you get your final estimate approved quickly, so you can continue with the financial aid process.



Step 4: Loan Entrance Counseling Quiz
To be eligible for federal subsidized and unsubsidized loans, you must complete the Entrance Counseling tutorial and quiz. This quiz is located in Kaplan University’s Online Enrollment Center, and can be taken when you are completing your enrollment documentation.

Please Note: The Entrance Counseling tutorial and quiz are required by the federal government. They must be completed for you to be eligible for loans.



Step 5: Master Promissory Note
Now you are ready to obtain and sign the Master Promissory Note (MPN). All financial aid-seeking students must complete a MPN with the lender they chose while reviewing their estimated award. You must do this before you can receive your loan.

The MPN should be completed electronically with the lender of your choice via their dedicated website.

 Financial Aid for Non-U.S. Citizens 

Aid From Your Home Country
Contact the cultural section of your country’s embassy or ministry of education to inquire about financial aid options and their requirements.


Aid From the U.S. Government
The majority of U.S. government financial assistance is not offered to international students. The U.S. government does provide aid to students from specific countries—you can get more information from your embassy or the U.S. State Department.

  

  

 
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*Financial aid is available to those who qualify. Eligibility is based on U.S. Department of Education criteria and is determined from data submitted on the Free Application for Federal Student Aid (FAFSA). Students have the right and ability to choose any lender they wish, and the University does not require that any loans be obtained from any particular lender or source.